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Rates & Insurance


Our providers are in-network with Anthem Blue Cross of CA and with CenCal (MediCal for residents of San Luis Obispo and Santa Barbara County). 

For all other commercial insurance plans we are happy to help you submit claims to your insurance company as an “out-of-network” provider. We will provide a “superbill” for you to submit to your insurance plan to request that you are reimbursed for your payment. Submission of claim or a superbill is not a guarantee of payment from your insurance company. You are responsible to pay for services not covered by your insurance company. Your fee for service is due at the beginning of each session. Many insurance plans have a deductible which must be met prior to the plan covering your service.

Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by calling your insurance company and asking the following questions:

  • Do I have mental health insurance benefits with an out-of-network provider?
  • What is my deductible and has it been met?
  • What is my per session co-pay?
  • How many sessions per year does my health insurance cover?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?


Inner Expansions requires that a major credit card be kept on file for all virtual sessions. In-person sessions accept cash or check payments as well. Payment for services is due at the beginning of each session. The private pay session rate (not using insurance) for Associate Therapists is $125 per session. The session rate for Licensed Therapists is $160 and the session rate for Licensed Therapists with advanced specialization is $175 per session. Please speak with your therapist regarding their rate category.

Cancellation Policy

If you do not attend your scheduled therapy appointment and you have not notified your therapist at least 24 hours in advance of cancellation, you will be assessed a $100 fee.

Schedule Online

Current clients may schedule a therapy appointment online through the "Client Portal" button at the top of the page.

Any Other Questions

Please contact us for any additional questions you may have. We look forward to hearing from you!